Being wealthy is not how much you earn, it’s how much you keep in the end that counts.

That one sentence pretty much sums up my entire approach to budgeting. Most people think budgeting is about being cheap, … More

I would make personal and family financial planning mandatory in every school, K-12.

If I had the power to change one law, it would be this: I would make personal and family financial … More

“A penny saved is a penny earned” has to be one of the most misunderstood quotes in history. Most people—especially … More

A lesson from my Father One of the greatest lessons I’ve learned is the value of spending time with the … More

Ah, “If you had a million dollars to give away, who would you give it to?” At first glance, it … More

“Do not save what is left after spending, but spend what is left after saving.” Managing money isn’t about how … More

“If you don’t know your numbers, you’re flying blind.” That’s a lesson I learned running a retail store—and it applies … More

In our society, money is more than currency—it’s power, influence, and freedom. Yet, the way wealth is perceived can be … More